It’s difficult to forego something you want, when you know you can afford it at that time. But what if this thing is not a part of your spending plan? Confused? Can’t decide whether you should really go for it? Try Rule 21 – just postpone such purchases for 21 days. If after 21 days you still have the same urge to buy, then you need it else you don’t!!
Similarly when you start something new, it’s difficult to do it consistently. And when it’s something like “Follow a Spending Plan” it’s way too difficult. Smart phones these days comes with a variety of expense tracking or budgeting apps which keeps a track of what’s coming in and going out. If you push yourself hard to do it for 21 days consistently, after that you wouldn’t be able to do WITHOUT IT.
If you really want to do something
You’ll find a Way else an Excuse!!